Joyalukkas

Get 20% discount on making charges for Gold, Diamond, and Silver jewelry from the Barcode Rate at Joyalukkas with your Deutsche Bank Visa Debit Card.

How to avail the offer:

Go to the nearest Joyalukkas store
Make your purchase
Show the Promo code VISAJOYB2B20 and communication received at the billing counter
Pay using your Deutsche Bank Visa Debit Card

Offer available on all Deutsche Bank Visa Debit Cards.

Offer valid till September 29, 2026

Terms and Conditions

This offer is not valid for gold or silver coins and bars
This offer is applicable at Joyalukkas showrooms in India
It cannot be combined with any other discounts or promotional offers
To avail of this offer, customers must present their employee ID card or the offer communication received via mail/Sms
This offer can only be used once per single user

General Terms and Conditions for Visa

These offers (“Program”) are brought to you by Visa International (“Visa”) on a best effort basis
Deutsche Bank AG, India (“Deutsche Bank”) and Visa shall not be responsible for, nor do they guarantee the quality of goods and services provided by any of the partner merchant establishments (“Partners”) in the Program, nor are they liable for any for any defect, deficiency, delay or imperfection in such goods / services or for any loss or damage that may be suffered, or for any personal injury to a cardholder directly or indirectly by use or non-use of the products / services provided by the Partners or by refusal by the Partners to honor the offer made under the Program
The Program is open for participation to specified Deutsche Bank Visa Debit Cardholders (“Cardholders”), unless specified, who hold valid and current Visa Cards issued in India and who make the purchase from the Partners using these cards during the period specified by Partner. Details pertaining to the purchase and validity period of the offers are available in the individual offer details / terms and conditions of the Partners given above
Cardholders must exercise due diligence in understanding specific terms that may be applicable to such offers
Any participation / availing of the benefits by Cardholders shall be purely voluntary
Any disputes regarding delivery, service, quality or performance of Partners in the Program must be addressed in writing by the customer directly to such Partners
All offers are subject to additional and separate terms and conditions of the Partners. Cardholders can also ascertain the applicable terms and conditions by corresponding directly with the Partners
Deutsche Bank and Visa reserve the absolute right and discretion to withdraw the Program or any offer made there under by any Partner or alter any of the terms and conditions of the Program at any time without prior notice
These terms & conditions shall be read in conjunction with Deutsche Bank’s terms and conditions governing the usage of the debit card including the Cardholders Agreement
Cardholders must specifically request the Partner for the offers under the Program. Cardholders can also make transactions with the Partner establishments without participating in the Program and availing the offers
The offers made under the Program cannot be clubbed with any other offer / scheme or promotion that any of the Partners may extend to its customers. Third party purchase / bookings will not be entertained for any of the offers provided by the Partners
Rates payable for goods and services purchased during the offer validity period are subject to service charges and applicable Government taxes\
Offers may be subject to other restriction by law
Any dispute arising out of or in connection with this Program shall be subject to the exclusive jurisdiction of the courts in Mumbai only

General Terms and Conditions for Merchant

This offer is brought to you solely by the merchant. Deutsche Bank is only communicating this offer on behalf of the merchant
Deutsche Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add / alter / modify / change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether
Deutsche Bank is neither responsible for nor guarantees the quality or delivery of the product or any other service provider and shall not be liable in any manner whatsoever for any loss / damage / claim that may arise out of use or otherwise of any goods / services availed of by the customers under the Program
Any participation by the cardholder / customer shall be voluntary and all the offers made by the merchant are promotional and on a best effort basis
Cardholder / s availing the offer / s shall be bound by the terms and conditions mentioned herewith as well as those stipulated by the merchant in this regard
Deutsche Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered, to a cardholder / customer, directly or indirectly, by use or non-use of products / services under the offer
The Deutsche Bank Debit cardholder / customer that have participated and / or availed of this offer irrevocably agree that any dispute, if any, arising out of or in connection with this offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the Courts in Mumbai only irrespective of whether courts / tribunals in other areas have concurrent of similar jurisdiction and such disputes shall be governed as per Indian law
All other regular Deutsche Bank Debit Card terms and conditions apply if offer availed through Debit Card
The Bank shall not be responsible for any lapse in the offer caused due to technical problems encountered on merchant site / app and any other third party website
The Bank shall not be responsible for any deficiency of services or loss caused by the merchant
Any claim, complaint or dispute of any nature arising out of or in relation to the procurement or attempted procurement by a cardholder / customer of any product and / or services under the offers shall be settled by the cardholder / customer directly with the relevant participating merchant. To the extent permitted by law, the Bank shall not be liable to any person for any claim, loss, damages, cost or expense (whether direct, indirect or otherwise) in relation to any personal injury, death, misrepresentation, damage or omission arising from or in connection with the usage or attempted usage of the offers or product and / or services provided under the offers