Gold Debit Card FAQs

To use your Debit Card at a Merchant Establishment:

Step 1: Look for the Visa, Visa Electron signs while shopping, dining or while on holiday.

Step 2: Buy whatever you want

Step 3: Make sure the cashier swipes the Card on the Electronic Terminal.

Step 4: Sign on the charge slip only after confirming the amount and details on the slip.

• There is no charge if the debit card is used at a Deutsche Bank ATM.
• There is no charge if the debit card is used at a retail outlet for purchases. However, for use at petrol pumps and railway stations, a surcharge of 2.5% of the purchase value shall be applicable as per industry standards. The surcharge of 2.5% on fuel purchases is waived for privileged Deutsche Bank Platinum and Gold Debit Cardholders*.
• For transactions at VISA / PLUS ATMs, the following charges apply:

*The maximum petrol surcharge waiver per Deutsche Bank Platinum and Gold Debit Card in a calendar month will be restricted to Rs. 250 and Rs. 150 respectively.
In case customer has crossed the threshold of Rs. 250 for Platinum Debit Card and Rs. 150 for Gold Debit Card in a calendar month, his / her account will be debited for the differential amount in the same month or in the subsequent months at the discretion of the Deutsche Bank. In case sufficient balance is not available in the account to absorb the debit, in addition to the exercise of other rights of Deutsche Bank, a lien will be marked in the customer's account and the debit will be posted as and when balance is available.

^#You are eligible for a certain number of free cash withdrawal transactions per month on non Deutsche Bank Visa ATM. Please contact your branch manager for details.

The annual fee is Rs. 500 for a Deutsche Bank International Gold Debit Card.

You can link up to 4 accounts to your debit card.

The debit card will be valid for a period of six years from the date of issue.

Deutsche Bank gives you the flexibility to decide the daily limit you want for transactions at ATMs and merchant establishments using your debit card. You have a choice of different daily limits in multiples of Rs 1,000 (maximum upto Rs 1,50,000) from which you can select your preferred option at the time of opening your account.

As per *RBI mandate of Enhancing Security of Card Transactions, all new debit cards will be active only for Domestic ATM & Physical POS transactions. You can activate/set limits for the ecommerce, contactless and International** transactions by logging into Deutsche Bank Online Banking or MyBank India app or by visiting the nearest branch or by contacting your Relationship Manager.

* RBI/2019-20/142 DPSS.CO.PD No.1343/02.14.003/2019-20 Enhancing Security of Card Transactions. ** International usage is not permitted on debit cards linked to entity accounts, NRO accounts and resident Individual accounts without PAN Note: These limits are subject to availability of funds in the linked accounts and general terms and conditions for use of debit cards apply.

If you want to report the loss or theft of your debit card, please call our Phone Banking team at 1860 266 6601#

This number is the same across all cities in India. The Phone Banking number will be available 24 hours a day, 365 days a year.

The debit card will be deactivated as soon as you inform the Call Centre. This would prevent any misuse of the debit card.

#Customers outside India need to dial +91 22 6601 6660. Customers in Mumbai can also call at 6601 6660. Call charges apply.